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Dr. Tina Houchins: From Service to Financial Empowerment



From soaring through the skies as an Air Force veteran to helping individuals take charge of their financial futures, Dr. Tina Houchins has made an indelible mark as a leading advocate for financial literacy. After dedicating over 16 years to the United States Air Force, Dr. Houchins did not simply retire—she pivoted her career, turning her keen analytical skills and commitment to service toward helping others navigate the often-daunting world of personal finance.



Dr. Houchins’ journey into finance began with a strong educational foundation in Human Resources from the Community College of the Air Force, where she learned the value of strategic planning and resource management. She furthered her education with a Doctorate from The School of Great Commission Bible College and Seminary, solidifying her mission to serve others in new and meaningful ways. Armed with over half a decade of hands-on experience, Dr. Houchins has emerged as a trusted Financial Literacy Coach and Credit Repair Expert, renowned for her ability to simplify the complexities of financial systems for her clients.


Her vast knowledge spans across credit repair, debt management, and personal finance, empowering individuals to achieve financial stability and freedom. Whether deciphering the often-confusing scoring models, helping individuals dispute inaccuracies on their credit reports, or offering personalized budgeting advice, Dr. Houchins approaches each client with a tailored strategy designed to meet their unique financial goals.



One of Dr. Houchins’ key areas of expertise is credit repair and restoration. Her deep understanding of the Fair Credit Reporting Act (FCRA) and credit scoring systems makes her an invaluable resource for those looking to improve their financial standing. She specializes in conducting detailed credit report analyses, identifying inaccuracies, and guiding clients through the dispute process. Her work doesn’t stop there—Dr. Houchins equips her clients with the knowledge to establish and maintain healthy credit habits, ensuring long-term financial health.


Her expertise extends beyond just credit. As a seasoned professional in personal finance, she offers comprehensive financial planning services that include debt reduction strategies, budgeting, and tailored financial education. Her approach is holistic, helping her clients not only repair their credit but also develop sustainable habits that foster financial independence.



Dr. Houchins’ coaching philosophy is grounded in the belief that financial literacy is the key to unlocking financial freedom. She sees each client interaction as an opportunity to empower individuals, turning confusion into clarity and uncertainty into confidence. Through personalized coaching sessions, she creates a safe and supportive space for clients to discuss their financial concerns openly, allowing them to take control of their finances with informed, strategic decisions.

Outside of her financial expertise, Dr. Houchins is also a proud community leader. As the Michigan Ambassador for the Trulywed Wives Society of Ambassadors and WifeCEO Mentorship—an organization spearheaded by Dr. Deidra Roussaw—she extends her influence into empowering wives to lead fulfilled and balanced lives. This role further cements her position as not only a financial expert but a mentor and advocate for holistic personal development.

Her contributions to the field of finance and her community have not gone unnoticed. Dr. Houchins has been recognized with prestigious honors such as the "Philanthropic Powerhouse of the Year Award" and the "Excellence in Business Leadership Award," both of which highlight her commitment to making a tangible difference in the lives of others.


Dr. Houchins’ impact can be summed up by her powerful slogan: "From Broken to Breakthrough—You are NOT your circumstances." It is a mantra she lives by and instills in her clients. Her work is not just about financial repair or credit scores; it’s about helping people break through barriers, overcome challenges, and realize their full potential.


Dr. Tina Houchins is more than just a financial literacy coach—she is a beacon of hope and empowerment, showing people that no matter where they start, they can achieve financial freedom and a brighter future. Through her expertise, dedication, and passion, she continues to transform lives, one financial plan at a time.





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